Buying Property
7 guides
Mortgages on a visa, down payments, closing costs, and buying real estate both in the US and back in India.
Real Estate Investing for Immigrants in the USA: Benefits, Risks, and What NRIs Should Know First
Your grandfather built wealth with land. With 20% down, US tax breaks, and leverage, the same instinct is more powerful here than it was back home.
Read guide →14 minPropertyRent vs. Buy a US Home: The Visa-Holder's Real Math (Updated 2025)
Staying 3–5+ years with visa clarity? A modest townhouse can beat renting. Here's the real post-COVID math for Indian immigrants — and what NOT to buy.
Read guide →8 minPropertyMoving Money From India to the US for a Home Down Payment
Funding a US home with Indian savings? Here's how to navigate the LRS $250k limit, TCS, gift documentation, and getting money to escrow on time.
Read guide →5 minPropertyCo-signing a US Mortgage as a Visa Holder: Risks and Rules
Helping a relative buy a home by co-signing? Here's how lenders view non-citizen co-signers, the hit to your debt-to-income ratio, and the real risks.
Read guide →4 minPropertySelling Your US Home as an NRI: FIRPTA Withholding Explained
Sell US property as a nonresident and the buyer must withhold up to 15% of the price. Here's how FIRPTA works and how to get your money back.
Read guide →5 minPropertyCan Non-Citizens Qualify for an FHA Loan? (Visa Holder Guide)
FHA loans offer just 3.5% down — and visa holders can qualify. Here are the HUD rules for permanent and non-permanent residents seeking a low-down loan.
Read guide →4 minPropertyCan You Buy a Home in the US on a Work Visa? Yes — Here's How
You don't need a green card to own property. Mortgages, down payments, and the real risks for visa holders.
Read guide →2 min