Send Money to India
Compare transfer costs, understand TCS, and avoid hidden fees.
Calculator
Start with the true cost of your transfer
Most transfers lose money to the exchange-rate margin, not the upfront fee. See the net amount that actually lands in India after fees, spread, and TCS.
Remittance & TCS
See the real cost of an India–US transfer: flat fees, hidden exchange-rate margin, and India's TCS on outward remittances — and the net amount that actually arrives.
Guides
Sending money, explained
The cheapest services, the exchange-rate spread, NRE/NRO accounts, TCS, and how to move money tax-smart in both directions.
Cheapest Ways to Send Money From the USA to India (2026)
Banks bury fees in the exchange rate. Here's how to compare the true cost, the best services for big and small transfers, and keep more rupees.
Read guide →5 minTransfersFCNR Deposits: Earn High Interest on USD Without Currency Risk
Want attractive yields on your dollars without converting to rupees? FCNR(B) deposits let NRIs earn fixed interest in foreign currency, tax-free in India.
Read guide →4 minTransfersMoving Money From an Indian Property Sale to the USA
Sold a flat or inherited property in India? Here's the step-by-step on TDS, the $1M repatriation limit, Forms 15CA/15CB, and moving money to the US.
Read guide →5 minTransfersSending Money From India for US College Tuition: TCS Tax Guide
Funding US tuition from India? Education remittances get favorable TCS — as low as 0.5% with a loan. Here's how to keep your transfer costs minimal.
Read guide →4 minTransfersIndia's 20% TCS on Foreign Remittances: What NRIs Must Know
Sending money out of India under the LRS? A 20% TCS can apply above ₹7 lakh. Here's who it hits, the exceptions, and how to claim it back.
Read guide →4 minTransfersSelling Indian Shares & Mutual Funds as a US Resident: The Tax
Selling Indian stocks or mutual funds while in the US? Here's how Indian TDS, US capital gains, and PFIC rules combine — and how to avoid double tax.
Read guide →4 minTransfersInheriting Property or Money in India: The US Tax Rules
Inherited land, gold, or bank accounts in India? Here's how the IRS treats foreign inheritance, the crucial Form 3520, and the step-up basis.
Read guide →5 minTransfersConverting Your Indian Bank Accounts After Moving to the US
Keeping a resident savings account open after becoming an NRI is a FEMA violation. Here's how to convert your Indian accounts to NRE/NRO correctly.
Read guide →4 minTransfersNRE vs. NRO Accounts: The Money-Transfer Setup Every NRI Needs
Which account holds your US savings, which holds your India income, and how to move money tax-efficiently.
Read guide →2 min