Navigate the US Education System

A complete, free guide for newly arrived immigrant and NRI families — from which grade your child belongs in, to GPA and SAT scores, to what college really costs and how to pay for it.

56M

K-12 students in the US

Free

Public K-12 for all children

Oct 1

FAFSA opens each year

12 mo

Green card → in-state eligible

Fast answer

Education fees & key dates at a glance

SAT registration fee

$68

Fee waivers for eligible low-income US students (via school counselor).

FAFSA opens

Oct 1 (aid year)

Federal financial aid application at studentaid.gov.

College application fee

~$50–90 each

Varies by school; many waive fees for eligible applicants.

ACT registration fee

$68

Alternative to the SAT; optional writing/science add-ons cost extra. Waivers available.

Last verified: July 4, 2026· Verification cadence: Monthly

Fees and dates are current best-known figures and change each cycle — SAT/ACT and college application fees vary, and waivers exist for eligible students. Confirm on College Board / ACT / studentaid.gov and each college's site before relying on a number.

On an F-1 visa

International Student Toolkit

Five tools that follow one student through one arc: decide whether to come, choose how to work during the degree, work out the tax, track the OPT clock, and know what to do if status goes wrong. Each answers a different question — start with the one you are actually asking.

  1. Decide
  2. Choose how to work
  3. File the tax
  4. Track the clock
  5. If it goes wrong
Calculator

F-1 Tax Calculator

What taxes might I owe as an F-1 student, and what am I owed back?

Three chained steps for international students: the substantial presence test with correct F-1 exempt-year logic, the FICA refund you are owed if Social Security tax was withheld while you were a nonresident, and a refund estimate that applies the US-India treaty standard deduction.

For: International students with a W-2, filing a US return for the first time

Open
Calculator

US Degree ROI Calculator

Is a US degree financially worth the cost for me?

A 10-year net-worth projection across four paths, with every assumption editable: study and stay, the proposed-OPT-fee stress test, return to India after a few years, or never go at all. Plus the part money models leave out — what US work experience does to your credential and your options in other countries.

For: Admits and applicants deciding whether to commit the money

Open
Calculator

OPT Calculator

How much OPT and STEM time do I have, and when is every deadline?

Enter your program end date and OPT status to get every date that matters — filing window, EAD estimate, STEM deadline, grace period — plus an unemployment counter that applies the aggregate 150-day cap correctly instead of pretending STEM resets it.

For: Final-year students and anyone already on OPT

Open
Guide

CPT vs OPT

Which work authorisation applies to me, and what does it cost me later?

A decision-grade comparison of CPT and OPT — including the full-time-CPT rule that eliminates OPT eligibility — and an honest section on Day-1 CPT written by a site with nothing to sell you.

For: Students choosing between an internship now and OPT later

Open
Guide

SEVIS Termination Guide

My SEVIS record was terminated — what does that mean and what do I do?

An emergency map for students whose SEVIS record was terminated or visa revoked: what actually happened, what to do in the first 48 hours, reinstatement versus departure, and the things people do in a panic that make it worse.

For: Students facing a termination or a revoked visa right now

Open

Frequently asked questions

Is public school free for immigrant children in the USA?

Yes. Public K-12 education is free for all children living in the US regardless of immigration status — this was settled by the Supreme Court in Plyler v. Doe (1982). Schools cannot ask about your immigration status or deny enrollment based on it. You only need proof of address, your child's age (birth certificate or passport), and immunization records.

What grade will my child be placed in?

US grade placement is based on age, using your state's kindergarten cutoff date (most commonly September 1). A child generally starts kindergarten the fall they turn 5 by the cutoff. Use our Grade Finder to estimate the grade, then confirm with the district — schools assess newly arrived students individually and may adjust placement based on prior schooling and English level.

How much does college cost in the USA?

For 2024–25, average published tuition is about $11,610/year for public in-state, $30,780 for public out-of-state, $43,505 for private nonprofit, and around $68,000 for Ivy League schools. Community college averages just $3,900/year. Room and board adds roughly $13,000–$19,000 a year. Our Tuition Calculator projects the full multi-year cost including inflation and aid.

Can green card holders get in-state tuition?

Generally yes. Lawful permanent residents (green card holders) can qualify for in-state tuition after meeting the same residency requirement as citizens — typically living in the state for 12 months. H-1B and H-4 families are often charged out-of-state rates, though some states (California, Texas, New York) have exceptions. F-1 students pay out-of-state rates and aren't eligible for federal aid.

Who is eligible for FAFSA and federal financial aid?

US citizens and eligible non-citizens — including green card holders, refugees, asylees, and certain other statuses — can file the FAFSA for federal grants and loans. Students on F-1, H-4, or other temporary visas generally cannot receive federal aid, but may qualify for institutional scholarships or state Dream Act aid (in CA, TX, NY, IL, WA and others). FAFSA opens October 1 each year at studentaid.gov.

What GPA and SAT score do US colleges expect?

It varies enormously by school. The most selective universities admit students with near-4.0 GPAs and SAT scores above 1500, while most four-year colleges accept GPAs around 3.0 and SAT scores near 1200. Many schools are now test-optional. Use our GPA and SAT tools to see where your numbers land and which tier of colleges they fit.

Educational only — not legal advice. NRItoUSA is not USCIS, not a law firm, and does not provide legal, immigration, tax, or financial advice. Immigration outcomes depend on your exact facts, case history, and current law. Always verify against official USCIS and U.S. Department of State sources, and consult your employer's immigration attorney or a licensed immigration lawyer before acting. See our full disclaimer.