Tools
Cross-border calculators
Generic calculators ignore visa limits, dual-currency shifts, and cross-border tax rules. These are built for the real variables NRIs and immigrants face — free, instant, and private (everything runs in your browser).
Free Tool
NRI Wealth Checkup
Add your U.S. and India assets, income, NRE/NRO accounts, property, investments, and TDS to generate an educational FBAR, FATCA, PFIC, foreign tax credit, and CPA/CA checklist.
Finance & Taxes
RNOR / Tax Residency
Find out if you're an NRI, RNOR, or ordinary resident (ROR) for Indian tax — and exactly when your global US income starts becoming taxable in India.
Open CalculatorIndia Property Sale
Estimate capital gains tax and TDS on selling property in India, the 54EC exemption, and how much you can repatriate to the US under the $1M limit.
Open CalculatorFCNR vs HYSA
Compare FCNR fixed deposit returns vs a US High-Yield Savings Account or CD after US income tax. See net returns, tax impact, and a 10-year compounding chart.
Open CalculatorDTAA / Foreign Tax Credit
Taxed on the same income in both India and the US? Estimate your Foreign Tax Credit, how much double taxation the DTAA avoids, and any US tax still due or India tax to carry over.
Open Calculator401(k) & Retirement
401(k) Cash Out vs Keep
Moving back to India? Compare cashing out your 401(k) now (after penalty + withholding) against leaving it to compound in USD for retirement.
Open CalculatorBackdoor Roth IRA
High income phasing you out of a Roth IRA? Check your eligibility, the pro-rata tax trap, and the steps to a clean backdoor Roth conversion.
Open CalculatorHousing, Cars & Remittances
Rent vs Buy (Visa)
The only rent vs. buy calculator that factors in your visa, immigration timeline, and relocation risk — built for visa holders, not 30-year US citizens.
Open CalculatorRemittance & TCS
See the real cost of an India–US transfer: flat fees, hidden exchange-rate margin, and India's TCS on outward remittances — and the net amount that actually arrives.
Open Calculator