Terms & Conditions

These Terms & Conditions ("Terms") govern your access to and use of www.nritousa.com and its content, tools, calculators, checklists, and resources (collectively, the "Site"). The Site is operated by Wealth Building Academy LLC, an Illinois limited liability company, under the brand name NRI to USA.

By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy, Disclaimer, and Cookie Policy. If you do not agree with these Terms, please do not use the Site.

NRI to USA provides general educational content, tools, calculators, checklists, trackers, and planning resources for NRIs, immigrants, visa holders, students, taxpayers, and families in the United States.

• All content is general in nature and is not personalized advice for your situation.
• Content should not be used as the only basis for any immigration, tax, financial, legal, investment, education, college, or relocation decision.
• You remain responsible for verifying information and obtaining advice tailored to your circumstances.

Nothing on the Site constitutes, and you should not rely on it as:

• Legal advice
• Immigration advice
• Tax advice
• Accounting advice
• Financial advice
• Investment advice
• College admissions advice

Using the Site does not create any attorney-client, CPA-client, advisor-client, fiduciary, or other professional relationship between you and Wealth Building Academy LLC or anyone associated with the Site.

Tools and calculators produce estimates only. Government rules, forms, fees, thresholds, visa bulletin dates, processing times, tax rules, and financial assumptions change frequently and vary by individual circumstance.

We work to keep content updated but do not guarantee the completeness, accuracy, or timeliness of anything on the Site. You must verify information with official sources — such as USCIS, the IRS, the U.S. Department of State, VFS Global, college and testing organizations — and with qualified professionals before acting.

You are solely responsible for your own decisions and for how you use the information on the Site. Before acting, you should consult qualified attorneys, CPAs, tax advisors, financial advisors, or the relevant official agencies.

Calculators and tools on the Site are simplified educational estimates. Their results:

• Depend entirely on the inputs and assumptions you provide;
• May not reflect all applicable rules, exceptions, phaseouts, facts, deadlines, or individual circumstances; and
• Do not guarantee any immigration, tax, financial, investment, education, or legal outcome.

NRI to USA is not a law firm. It does not prepare immigration filings or provide immigration representation unless separately agreed in writing by a licensed professional.

Visa bulletin dates, USCIS processing times, priority date movement, green card estimates, and similar content are informational only and must be verified against official government sources.

NRI to USA is not a CPA firm unless separately stated in a written engagement agreement. Content about FBAR, FATCA, Form 8938, Form 1116, DTAA, the foreign tax credit, NRE/NRO accounts, and other tax topics is general education only.

You should consult a CPA, enrolled agent, tax attorney, or other qualified professional regarding your specific tax situation.

NRI to USA is not an investment adviser, broker-dealer, or financial planner. Content about investing, retirement, 401(k) plans, remittances, rent-vs-buy decisions, wealth building, and financial planning is educational only.

No content is a recommendation to buy, sell, hold, transfer, withdraw, or invest in any product or security. Past performance does not guarantee future results.

Do not rely on the Site for urgent or time-sensitive matters. You must independently verify all filing deadlines, expiration dates, appointment dates, and official requirements with the relevant authority.

If you submit a form or sign up for emails, you agree to provide accurate information. You may unsubscribe from marketing emails at any time where applicable.

The website design, text, calculators, tools, graphics, branding, code, and content are owned by Wealth Building Academy LLC or its licensors unless otherwise stated. You may use the Site for personal, non-commercial purposes.

You may not copy, scrape, republish, resell, or perform automated extraction of the Site or its content without our prior written permission.

You agree not to:

• Violate any applicable law or regulation;
• Attempt to hack, scrape, overload, or reverse engineer the Site;
• Submit false, misleading, or harmful information;
• Use the Site for unlawful immigration, tax, fraud, or financial activity;
• Copy tools or calculators for competing commercial use; or
• Interfere with the security or operation of the Site.

The Site may link to government agencies, calculators, partners, affiliates, advertisers, and other third-party services. We are not responsible for the content, accuracy, privacy practices, or services of third parties, and external links do not imply endorsement.

The Site may include affiliate links, advertising, sponsorships, referral arrangements, or partner offers, and Wealth Building Academy LLC may earn compensation from some links or placements.

Compensation does not guarantee endorsement. You should independently evaluate any product or service before relying on it.

The Site may be changed, updated, interrupted, or discontinued at any time without notice. We may also update these Terms periodically. Continued use of the Site after an update constitutes acceptance of the revised Terms.

The Site is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Site will be error-free, secure, or uninterrupted.

To the fullest extent permitted by law, Wealth Building Academy LLC and its owners, employees, contractors, affiliates, and partners will not be liable for any indirect, incidental, consequential, special, punitive, or lost-profit damages arising from your use of the Site.

We are not liable for:

• Decisions you make based on the Site;
• Inaccurate data obtained from government or third-party sources; or
• Missed deadlines, tax penalties, immigration consequences, investment losses, or financial losses arising from reliance on the Site.

You agree to indemnify and hold harmless Wealth Building Academy LLC and its owners, employees, contractors, affiliates, and partners from any claims, losses, liabilities, and expenses arising from your misuse of the Site, your violation of these Terms or any law, or your infringement of any third party's rights.

These Terms are governed by the laws of the State of Illinois, without regard to its conflict-of-law principles. You agree that the state and federal courts located in Illinois shall have exclusive jurisdiction and venue over any dispute arising out of or relating to these Terms or your use of the Site.

If a dispute arises, you agree to first attempt to resolve it informally by contacting Wealth Building Academy LLC and allowing a reasonable period for the parties to discuss the matter and seek a resolution in good faith before pursuing any other remedy.

Questions about these Terms? You can reach us at:

• Company: Wealth Building Academy LLC
• Email: support@nritousa.com

You can also visit our contact page.