Books for immigrants in the USA

Quick answer

NRI to USA publishes short, practical ebooks for NRIs and new immigrants, written by Deepak Middha, CA. The first, Why Immigrants Failed to Build Wealth (Revised & Expanded 2026 Edition), explains the ten money traps that keep newcomers poor and what to open, fund and avoid at each visa stage. $9.99, PDF + EPUB, with Chapter One free.

DMReviewed by Deepak Middha, CA, Series 65Updated November 10, 2026 2026 verified

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Cover of Why Immigrants Failed to Build Wealth, Revised & Expanded 2026 Edition

Revised & Expanded 2026 Edition

Why Immigrants Failed to Build Wealth

The Money Traps That Hold Newcomers Back, and How to Build Passive Income and Lasting Wealth in America

$9.99 · PDF + EPUB · 85 pages

Read the sales page

More titles in preparation

Next up: a return-to-India money playbook and a first-year-in-America checklist book. Until then, the Return to India checklist and the free calculators cover the same ground.

How the books are made and delivered

  • Every figure comes from the same data files and calculators the site runs, and is re-checked when the IRS or USCIS changes a number.
  • Pay by card (Stripe) or PayPal; the PDF and EPUB download instantly and the links also arrive by email. No account needed.
  • Buyers get the next edition free. Each book carries a 14-day, no-questions refund.
  • The calculators stay free: the books explain what to do with their results.

Frequently asked questions

What books does NRI to USA publish?

One so far: Why Immigrants Failed to Build Wealth, the Revised & Expanded 2026 Edition, an 85-page ebook on the money traps that keep newcomers from building wealth in America and the accounts, habits and plan that fix them. More titles for NRIs and immigrants are in preparation; the hub lists each one as it is published.

How are the ebooks delivered?

By instant download and by email. After checkout with a card (Stripe) or PayPal, the thank-you page shows download buttons for the PDF and the EPUB, and the same links arrive by email within minutes. Links are valid for 30 days; you can request a new one from the book page at any time.

Can I read a sample before buying?

Yes. Each book page has a free sample: for Why Immigrants Failed to Build Wealth it is the cover, the table of contents and all of Chapter One, the ten money traps with a dollar cost on each. Enter your email and the sample PDF is sent to you with a link that works for seven days.

Are the books available on Kindle?

Yes, the book is also listed on Amazon Kindle; the link is on the book page. Buying here gets you both PDF and EPUB with no DRM, the free 2027 edition and a 14-day refund. Buying on Amazon gets you the Kindle integration and Amazon's return policy. The content is the same.

Who writes the NRI to USA books?

Deepak Middha, a Chartered Accountant with 18 years in the hedge fund and alternative-investment industry and a Series 65 holder, who arrived in the US with student and marriage loans and built wealth through stocks, options, foreclosure and rental real estate and businesses. He is the founder of NRI to USA and writes all of its books and calculators.

Is there a refund if the book is not what I expected?

Yes. Every ebook bought here carries a 14-day, no-questions refund to the original payment method. Write to team@nritousa.com from the email you used at checkout and the refund is issued manually, normally within two business days. Purchases made on Amazon follow Amazon's own policy.