Own property in India while living in the USA? This hub walks through the decisions that actually move the needle: whether to sell or hold, how capital gains and TDS work, how to repatriate the proceeds, how to grant a power of attorney so someone can sign for you in India, and what happens to inherited property — all from a cross-border US/India tax angle.
Free 2026 Return-to-India PDF Checklist
Get the free 2026 Return-to-India Playbook — a complete personal, financial, tax, 401(k), RNOR, property, and repatriation checklist for NRIs.
20 chapters. 60+ decision points. 25+ linked calculators. Built for H-1B, L-1, green card, and U.S.-citizen families planning a move back to India.
Written by Deepak Middha, CA, Series 65 — 2026 Edition
What this covers
Sell vs hold
Capital gains on India property
TDS on property sale
Repatriation of sale proceeds
Inheritance of India property
Power of attorney from the USA
US tax reporting on India real estate
Start here
Plain-English walkthroughs of the rules, trade-offs, and numbers that matter.
Long-Term NRIExplore whether NRIs retiring in the USA should keep or sell India property, including taxes, family needs, currency risk, maintenance, and heirs.
TransfersSold a flat or inherited property in India? Here's the step-by-step on TDS, the $1M repatriation limit, Forms 15CA/15CB, and moving money to the US.
TransfersInherited land, gold, or bank accounts in India? Here's how the IRS treats foreign inheritance, the crucial Form 3520, and the step-up basis.
Long-Term NRICompare buying investment property in the USA vs India as an NRI, including rent, financing, taxes, control, currency risk, and management issues.
Long-Term NRIWhy US-raised children may struggle to manage inherited property in India — paperwork, distance, legal issues, and family disputes — and how to prepare.
Long-Term NRIBefore buying India property for US-raised children, NRIs should consider legal control, future interest, maintenance, inheritance, and currency issues.
Run the numbers
Free, no-signup calculators and checkers for this topic.
Go deeper
Longer reads that answer the bigger decision behind this topic.